Welcome to Patricia Hardy Insurance Helping you find the coverage you deserve!
We recognize that every individual has different insurance requirements, which is why we offer a variety of policies and coverage options tailored to meet those needs. Our team is dedicated to providing exceptional customer service, but our primary goal is to build long-term relationships by ensuring your complete satisfaction and peace of mind.
We specialize in assisting seniors and retirees with some of the most important aspects of their financial and health security, including:
Medicare Health Insurance
Life Insurance
Dental Plans
Retirement Planning
Hospital Indemnity Plans
At Patricia Hardy Insurance, we work with you to find the right solutions for your future, helping you navigate these essential areas with ease and confidence.
We are able to look at all of your needs and concerns and see which carriers and products make sense for you. Everyone has individual needs and I will be able provide a full review to see what fits your needs and budget.
MEDICARE HEALTH INSURANCE
It is important to learn about the benefits you may be eligible to for your healthcare. Whether you are on Medicare or newly eligible to Medicare there are various options to choose from and each has specific features and benefits.
Do you know the difference between?
Medicare Supplements
Medicare Advantage Part C plans
Prescription Part D plans
With an abundance of choices, this can be a very complex process for an individual to handle.
70% of Americans between 50-74 do not have a formal retirement plan.
Are you looking for:
Guaranteed income for life
Elimination of Market Loss
Capture upside gains in the market
Tax-deferred growth
Most seniors do not know products like this exist. There are many challenges during your retirement, and I want to be able to provide solutions that may fit your goals.
It's never too early (or too late) to get life insurance. Our life insurance policies will have you covered so you can plan to enjoy every moment with peace of mind. Our coverage options include:
Whole Life Insurance - Enjoy peace of mind with full coverage that grows in cash value.
Term Life Insurance - A cost-effective alternative to Whole Life Insurance that covers you for a specified amount of time.
Guaranteed Life Insurance - Regardless of your health concerns, we may have solutions for you.
If you think all insurance agencies are the same, think again. At Patricia Hardy Insurance, we provide a level of service that sets them apart from other agencies in the area. We are dedicated to helping clients find the right coverage for their needs, family, and budget.
Fast & Free Quotes Contact Patricia Hardy Insurance today to explore the coverage options available, at no cost.
Friendly & Knowledgeable At Patricia Hardy Insurance, we take the time to explain every option, ensuring clients fully understand their choices and feel confident in their decisions.
Locally Owned & Operated As a locally owned agency, Patricia Hardy Insurance is deeply invested in serving the community with personalized care and attention.
Not Sure What You Need? Patricia Hardy Insurance will help choose the coverage that's right for you!
HOSPITAL INDEMNITY
Are the Rising costs of Hospital Stays a concern of yours?
Hospital Indemnity Insurance is a type of supplemental health insurance that provides a fixed cash benefit for covered hospital stays and other medical services.
Why are Hospital Indemnity Plans important?
Hospital Indemnity insurance is designed to help individual offset the out-of-pocket costs associated with a hospital stay such as co-pays, deductibles and other non-medical costs.
No one wants to worry about cancer, but it will affect many of us. When receiving treatment, the last thing anyone wants to worry about is the cost. That’s why thinking about cancer coverage matters.
Cancer Coverage can offer relief by giving you resources like a lump sum cash payout upon diagnosis. You could use this money to pay for:
• Travel, second opinions or uncovered costs • Extra help in the home • Time off work for family/friends helping with care • Alternative treatments not covered by insurance
"We insure our Medicare with this insurance agency. They are very responsive and a pleasure to deal with. We shopped around and these were absolutely the best rates for the coverage that we needed."
— Dustin J.
"They really took the time to not only learn more about the coverage my wife and I needed, but they also explained all of the different options available so that we can make an educated decision"
— Angela W.
"They are have so much knowledge and a level of professionalism. I highly recommend them to all my family and friends."
